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The Vantage Score was developed by the 3 major credit bureaus including Experian, Equifax, and Trans Union.
The latest Vantage Score 3.0 model uses a range between 300 and 850.
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FICO Scores are used by many lenders, and often range from 300 to 850.
The information that impacts a credit score varies depending on the scoring model being used.
Credit scores are generally affected by elements in your credit report, such as: If you reviewed your credit information and discovered that your credit scores aren’t quite where you thought they’d be, you’re not alone.
And, depending on the interest rate of the loan you qualify for, it could mean the difference between hundreds and even thousands of dollars in savings.
A good credit score could also mean that you are able to rent the apartment you want, or even get cell phone service that you need.